Terms and Conditions

Date of last update: 01/02/2019.

Terms and Conditions of Use

Article 1 - LEGAL NOTICE

Le présent site, accessible à l’URL www.investissement-locatif.com est édité par: la société OVH, 2 rue Kellermann 59100 Roubaix.

MRZ France société au capital de 5 000 euros, inscrite au R.C.S. de Paris sous le numéro 842028292, dont le siège social est situé au 17 rue auguste laurent (75011), représentée par Mickael ZONTA dument habilité.


Le Site est mis à la disposition de toute personne accédant au site pourobtenir des explications et informations pour connaitre les prestations quepeut apporter la société MRZ France.

The Site is not a commercial site and does not offer any remote commercial transaction.

The User remains responsible for the modalities and consequences of his access to the Site, in particular via the Internet. This access may imply the payment of fees to technical service providers such as Internet access providers, which remain at the User's expense. In addition, the User must provide and be entirely responsible for the equipment necessary to connect to the Site.

The User acknowledges having verified that the computer configuration he or she is using is secure and in working order.

The information and services offered by the Site are free, and accessible 24 hours a day and 7 days a week, except in cases of force majeure, computer breakdown, maintenance operations or problems related to telecommunications networks.


The Operator is the sole owner of all the elements present on the Site, in particular and without limitation, all texts, files, images, whether animated or not, photographs, videos, logos, drawings, models, software, trademarks, visual identity, database, structure of the Site and all other intellectual property elements and other data or information which are protected by French and international laws and regulations relating in particular to intellectual property.

Consequently, none of the Elements of the Site may in whole or in part be modified, reproduced, copied, duplicated, sold, resold, transmitted, published, communicated, distributed, broadcast, represented, stored, used, rented or exploited in any other way, whether free of charge or in return for payment, by a User or by a third party, regardless of the means and/or media used, whether known or unknown to date, without the prior express written authorisation of the Operator on a case-by-case basis, and the User is solely responsible for any unauthorised use and/or exploitation.


The User acknowledges that the characteristics and constraints of the Internet make it impossible to guarantee the security, availability and integrity of data transmissions over the Internet. Thus, the Operator does not guarantee that the Site and its services will operate without interruption or operating errors. In particular, their operation may be temporarily interrupted for maintenance, updates or technical improvements, or to develop their content and/or presentation.

The Operator cannot be held responsible for the use that would be made of the Site and its Elements by Users in violation of these General Conditions of Use and for any direct or indirect damage that this use could cause to a User or a third party. In particular, the Operator cannot be held liable for false statements made by a User and for his behaviour towards third parties. Should the Operator be held liable for such behaviour by one of its Users, the latter undertakes to guarantee the Operator against any sentence pronounced against it and to reimburse the Operator for all costs, in particular legal fees, incurred for its defence.


For more information concerning the use of personal data by the Operator, please read carefully the Privacy Policy (the "Policy"). You may consult this Charter at any time on the Site.


The hypertext links available on the Site may refer to third party sites not edited by the Operator. They are provided solely for the convenience of the User, in order to facilitate the use of the resources available on the Internet. If the User uses these links, he or she will leave the Site and then agrees to use the third party sites at his or her own risk or, where applicable, in accordance with the conditions that govern them.

The User acknowledges that the Operator does not control or contribute in any way to the elaboration of the conditions of use and/or the content applying to or appearing on these third party sites.

Consequently, the Operator cannot be held responsible in any way whatsoever for these hypertext links.

In addition, the User acknowledges that the Operator cannot endorse, guarantee or take over all or part of the terms of use and/or content of these third party sites.

The Site may also contain promotional hyperlinks and/or banners referring to third party sites not published by the Operator.

The Operator invites the User to inform him/her of any hypertext link present on the Site that would allow access to a third party site offering content that is contrary to the law and/or morality.

The User may not use and/or insert a hypertext link pointing to the site without the prior written agreement of the Operator on a case-by-case basis.



These General Terms and Conditions of Use constitute a contract governing the relationship between the User and the Operator. They constitute the entirety of the rights and obligations of the Operator and the User relating to their subject matter. If one or more stipulations of these General Conditions of Use are declared null and void pursuant to a law, a regulation or following a final decision of a competent court, the other stipulations shall retain their full force and scope. In addition, the fact that one of the parties to these Terms and Conditions of Use does not take advantage of a breach by the other party of any of the provisions of these Terms and Conditions of Use shall not be interpreted as a waiver by it to take advantage of such breach in the future.


The Operator reserves the right to modify at any time and without notice the content of the Site or the services available on it, and/or to temporarily or permanently cease operating all or part of the Site.

In addition, the Operator reserves the right to modify at any time and without notice the location of the Site on the Internet, as well as these General Conditions of Use. The User is therefore required to refer to these General Terms of Use before using the Site. In the event of material changes, the User will be informed by means of an email and a warning on the Site before the change is implemented.

The User acknowledges that the Operator shall not be held liable in any way whatsoever to him or any third party as a result of such modifications, suspensions or terminations.


In the event of a dispute, you should first contact the company's customer service department at the following address: cf@investissement-locatif.com.

En cas d'échec de la demande de réclamation auprès du service client ou en l'absence de réponse de ce service dans un délai de 8 jours, le Client peut soumettre le différend relatif au bon de commande ou aux présentes CGV l'opposant à l’Exploitant au médiateur suivant : Le médiateur compétent en cas de litige est SAS Mediation Solution, 222 rue de la bergerie 01800 Saint Jean de Niost contact@sasmediationsolution-conso.fr

The mediator will attempt, in complete independence and impartiality, to bring the parties together with a view to reaching an amicable solution. The parties remain free to accept or refuse recourse to mediation and, in the event of recourse to mediation, to accept or refuse the solution proposed by the mediator.


These Terms and Conditions of Use are governed, interpreted and applied in accordance with French law.


If the User decides to visit the Site, these Terms and Conditions of Use will automatically apply to his or her use of the Site. The User therefore acknowledges having read the General Conditions of Use prior to using the Site, and declares that he accepts them without reservation.

The General Conditions of Use applicable to the User are those posted on the Site. The Site will indicate to the User that the present General Terms and Conditions have been modified. The User should refer to the "Terms and Conditions" section to check the General Terms and Conditions in force at the time of connection.


La présente charte sur le respect de la vie privée (la « Charte ») a pour objectif de formaliser notre engagement quant au respect de la vie privée des utilisateurs du site internet Investissement-locatif.com exploité par MRZ France.

The Charter and the General Conditions of the Site form a contractual whole. All capitalized terms not defined in the present Charter are defined in the General Conditions.

As part of the provision of our Site, we process your personal data in compliance with the General Data Protection Regulation 2016/679 of 27 April 2016 ("GDPR") and under the conditions set out below.

Personal data means any information relating to an identified or identifiable natural person. We collect and process personal data in connection with the provision of our Services or the communication about those Services only, in strict compliance with the DPMR.

We only collect personal data that is adequate, relevant and limited to what is necessary for the purposes for which it is processed. For example, you will never be asked to provide personal data that is considered "sensitive", such as your racial or ethnic origin, political, philosophical or religious opinions.

By registering on the Site, you authorise us to process your personal data in accordance with the Charter. If you do not agree to the terms of this Charter, please refrain from using the Site and the Services.

1. In which cases do we collect your personal data and what data are collected?

We may collect and store your personal data, especially when you :

  • navigate on the Site
  • fill out a form on the site
  • contact us

We use your personal data to enable the implementation and management of the Site Services and to respond to your specific requests. We also use your personal data in order to operate and improve our Services, our Site and our approach. This information is used solely by us and allows us to better adapt our Services to your expectations.

We use your personal data to enable the implementation and management of the Site Services and to respond to your specific requests. We also use your personal data in order to operate and improve our Services, our Site and our approach. This information is used solely by us and allows us to better adapt our Services to your expectations.

Site Navigation

Connection data. Each time you connect to our Site, we collect personal data such as, among other things, your IP address and the MAC address of your computer, the date and time of connection, and information about the browser you are using.

Navigation data. We also collect information that identifies how you access the Site, which pages you visit and for how long. In this context, we may use Cookies as specified in paragraph 6 below.

2 Sharing with authorities

We may be required to disclose your personal data to administrative or judicial authorities when their disclosure is necessary for the identification, questioning or prosecution of any individual likely to prejudice our rights, of any other user or of a third party. Finally, we may be legally obliged to disclose your personal data and cannot in this case oppose it.

3. How long do we keep your personal data?

We will only keep your personal data for the time of your registration on the Site in order to ensure your identification when you connect to your Account and to enable the provision of the Services.

Thus, if you unsubscribe from the Site, your personal data will be deleted and only kept in an archive for the purpose of establishing proof of a right or contract.

In any event, we will keep your personal data for a period not exceeding that necessary for the purposes for which they are processed in accordance with the uses set out in this Charter and in compliance with laws and regulations.

5. Cookies: how do we use them?

5.1 What is a cookie?

A cookie is a text file that can be deposited in a terminal when a browser is used to consult an online service. A cookie file enables its sender, during its period of validity, to recognise the terminal concerned each time this terminal accesses digital content containing cookies from the same sender.

In any event, cookies deposited on your navigation device with your agreement are destroyed 13 months after they are deposited on your device.

5.2 What is the purpose of the cookies issued on our Site?

The cookies we issue allow us to:

  • to establish statistics and volumes of frequentation and use of the various elements making up our Site (sections and content visited, paths), enabling us to improve the interest and ergonomics of the Site and, where appropriate, our products and services;
  • to adapt the presentation of our Site to the display preferences of your terminal (language used, display resolution, operating system used, etc.) during your visits to our Site, depending on the hardware and the viewing or reading software on your terminal;
  • to store information relating to a form that you have filled out on our Site (registration or access to your account) or to products, services or information that you have chosen on our Site (subscribed service, contents of an order basket, etc.) ;
  • to allow you to access reserved and personal areas of our Site, such as your Account, using identifiers or data that you may have previously entrusted to us and to implement security measures, for example when you are asked to log back in to a content or service after a certain period of time.

5.3 How can you control the cookies used?

You can configure your browser software at any time so that cookies are stored on your device or, on the contrary, so that they are rejected (either systematically or according to their transmitter). You can also configure your browser software so that you are offered the option of accepting or rejecting cookies from time to time before a cookie is stored on your device.

Warning: any setting is likely to modify your Internet browsing and your conditions of access to certain services requiring the use of cookies. We decline all responsibility for the consequences of the degraded functioning of our services resulting from the impossibility of recording or consulting the cookies necessary for their functioning and that you would have refused or deleted. This would be the case if you tried to access our content or services that require you to identify yourself. This would also be the case if we (or our service providers) could not recognize, for technical compatibility purposes, the type of browser used by your terminal, its language and display settings or the country from which your terminal appears to be connected to the Internet.

5.4 How do you configure your browser software?

A cookie is a text file that can be deposited in a terminal when a browser is used to consult an online service. A cookie file enables its sender, during its period of validity, to recognise the terminal concerned each time this terminal accesses digital content containing cookies from the same sender.

  1. Inerter Explorer / Edge
    • In Internet Explorer, click the Tools button, then click Internet Options.
    • On the General tab, under Browsing History, click Settings.
    • Click the Show Files button.
  2. Firefox
    • Go to the Tools tab of the browser and select the Options menu.
    • In the window that appears, choose Privacy and click on Show Cookies.
  3. Safari
    • Access Settings via the browser menu (Safari > Preferences)
    • Click Privacy.
  4. Chrome Goggle
    • Access the Settings via the button on the right side of the URL bar or via the browser menu (Chrome > Preferences).
    • Select Advanced Settings
    • Click Content Settings and then click Cookies.


You are the only one to have communicated to us the data in our possession, through the Site. You have rights over your personal data. In accordance with the regulations on the protection of personal data, in particular articles 15 to 22 of the RGPD, and after justifying your identity, you have the right to request access to, correction or deletion of your personal data.

Furthermore, within the limits established by law, you also have the right to object to the processing, to limit it, to decide on the post-mortem fate of your data, to withdraw your consent at any time and the right to the portability of the personal data provided.

You may contact our Services in order to exercise your rights at the following e-mail address: cf@investissement-locatif.com.

6. Can we amend the Charter?

We reserve the right to modify the Charter at any time. It is therefore recommended that you consult it regularly. In case of modification, we will publish these changes on this page and in the places we deem appropriate according to the purpose and importance of the changes made.

Your use of the Site after any changes means that you accept these changes. If you do not agree to certain substantial changes made to this Charter, you must stop using the Site.

7. Data Protection Officer and contact

{Note : La désignation d’un Délégué à la Protection des Données (DPO) est obligatoire si vous êtes « une entreprise dont l’activité de base vous amène à réaliser un suivi régulier et systématique des personnes à grande échelle, ou à traiter à grande échelle des données dites « sensibles » ou relatives à des condamnations pénales et infractions. » Si ce n’est pas votre cas, la désignation d’un DPO est tout de même fortement recommandé par la CNIL}

8. The Commission Nationale de l'Informatique et des Libertés ('CNIL')

We remind you that you can contact the CNIL directly on the CNIL website or by mail at the following address Commission Nationale de l'Informatique et des Libertés (CNIL), 3 Place de Fontenoy - TSA 80715, 75334 PARIS CEDEX 07.